Serial Fraudster jailed for Trying to Scam 2 Insurance Firms

A serial fraudster who police linked to 17 different names has been jailed for trying to defraud two insurance companies.

Serial Fraudster jailed for Trying to Scam 2 Insurance Firms f

Choudhury was subsequently linked to 17 names.

Jubair Choudhury, aged 36, of Ilford, London, was jailed for six months after he tried to defraud two insurance companies.

He was caught after Hastings Direct and 1st Central became suspicious about claims he had submitted.

Police linked Choudhury to 17 different names.

In August 2017, he took out a car insurance policy with Hastings Direct using the name Mario Valentino, stating on his application that he had no criminal convictions and nine years of no claims bonus.

Hastings Direct received a claim in October 2017 from a third party reporting a collision involving Choudhury a few days prior.

The insurers were suspicious about the claim and tried to contact Choudhury, but were unsuccessful.

Around two weeks later, Choudhury got in touch to deny being involved in the reported crash.

But he claimed to have been involved in another collision which he settled with the other person.

Choudhury’s Audi was examined by a vehicle assessor the next month, who concluded that it could not have been involved in the collision reported by the third party in October.

The minor damage was not consistent with the report.

In January 2018, an investigator from Hastings Direct took Choudhury’s statement regarding the seemingly bogus third-party report.

During the visit, Choudhury raised an unrelated incident, claiming his car was damaged while parked outside a property overnight in September 2017.

Choudhury said a note was left by a witness named Jamail Caan, who had seen a vehicle hit his car before driving off.

Choudhury then reported the incident to the police. It was later discovered that the car’s registration was linked to a 1st Central policy.

The claim raised concerns for Hastings Direct because of inconsistencies between Choudhury’s story and their records.

Choudhury reported the collision to 1st Central and when describing the damage, he said that “the whole of the front is completely off the vehicle and left on the roadside”.

1st Central unsuccessfully tried to contact the policyholder.

While he liaised with the insurer and waited for the outcome, Choudhury moved the car into storage and had the repair work done by an independent body shop.

Choudhury then provided 1st Central with an invoice totalling £2,250 for repair and storage from a company in Essex. This invoice was in the name of Carlos Doir.

Choudhury told 1st Central that his car was in storage until December 20.

However, Hastings Direct had a record of one of their assessors examining his car in London on December 7.

1st Central was suspicious of Choudhury’s claim, so the case was forwarded to their investigation team.

It was discovered that Mario Valentino had the same date of birth as Carlos Doir and Jamail Caan, the supposed witness.

When the 1st Central policyholder was eventually reached, he said he hadn’t been involved in a collision and wasn’t aware of the alleged accident until the insurer contacted him.

IFED enquires with the DVLA revealed Mario Valentino, Carlos Doir and Jamail Caan to be among a series of name changes on Choudhury’s driving licence.

Choudhury was subsequently linked to 17 names.

His previous convictions for failing to disclose information to insurers with a view to gain were also identified.

Choudhury was also found to have a number of convictions for driving whilst disqualified and other motoring offences.

He admitted four counts of fraud by false representation.

Detective Sergeant Jamie Kirk from the City of London Police’s insurance fraud enforcement department (IFED) said:

“Choudhury really has carved a name for himself as a serial fraudster.”

Referring to his previous offending, the officer added:

“It is always frustrating to see a criminal back in court, but hopefully a stint in prison will finally teach Choudhury that no matter how many names you hide behind, you will be caught out in the end.”

Choudhury was jailed for six months.

Dhiren is a journalism graduate with a passion for gaming, watching films and sports. He also enjoys cooking from time to time. His motto is to “Live life one day at a time.”

Share to...